At Cash Future, protecting your privacy and securing your personal information is our top priority. This Privacy Policy explains how we collect, use, and protect your data. By using our services, you agree to the data handling practices described below.
We collect your full name, phone number, date of birth, national ID details, home address, and employment and income information. This data allows us to verify your identity, assess your loan eligibility, and comply with regulatory and anti-fraud obligations. All personal information is securely uploaded to https://api.cashfuture.net/ and automatically deleted after identity verification and loan processing are completed.
We only access financial SMS messages on your device received within the last six months, including bank transaction alerts, wallet deposit and withdrawal notifications, utility bill payments, and loan-related communications. This information helps us evaluate your creditworthiness, verify income consistency, and detect potential fraudulent activity. SMS data is securely transmitted to https://api.cashfuture.net/ and permanently deleted after the credit assessment is finalized.
We collect the list of apps installed on your device to better understand your financial habits, identify risk patterns, and prevent over-lending. This data is uploaded securely to https://api.cashfuture.net/ and deleted immediately after risk evaluation is complete.
We request access to your camera to capture photos of your ID documents and take a live facial photo (selfie) for identity verification. These images ensure the authenticity of your identity and prevent fraud. All images are securely uploaded to https://api.cashfuture.net/ and deleted after verification is successfully completed.
We collect data about your device, including device model, operating system version, unique device identifiers, language settings, and timezone. This information helps us maintain platform security, monitor system integrity, and improve app performance. Device data is securely uploaded to https://api.cashfuture.net/ and deleted after security checks are finalized.
We collect approximate location information via GPS or network-based sources to ensure that services are being accessed within supported regions such as Ghana and to minimize fraud risk. This location data is securely uploaded to https://api.cashfuture.net/ and deleted after location verification is completed.
We collect information on how you interact with the Cash Future app, including page visits, button clicks, and how frequently you modify your data. This behavioral data allows us to improve app functionality, optimize user experience, and enhance service quality. It is securely uploaded to https://api.cashfuture.net/ and deleted after the performance analysis is complete.
We collect and process your data based on:
Your consent when you grant required permissions.
Our legitimate interest in assessing credit risk, preventing fraud, and improving our services.
Compliance with legal and regulatory obligations, including anti-money laundering regulations and financial service laws.
We retain your data only for the period necessary to fulfill its purpose. After completing verification, analysis, or legal requirements, your data is automatically deleted from our systems unless regulations require longer retention.
You have full control over your data:
You may contact our support team to review, correct, or delete your data at any time.
We apply strict technical and organizational security measures to protect your data, including:
Encrypted data transmission.
Secure, restricted-access storage.
Limited access to authorized personnel only.
Cash Future services are intended for individuals aged 20 and above. We do not knowingly collect data from individuals under this age. Any such data discovered will be immediately deleted.
We do not share your personal data with third parties without your explicit consent. We may engage verified third-party providers for services such as identity verification and system analytics, always ensuring full compliance with data protection laws.
We may update this Privacy Policy periodically to reflect changes in our services or legal requirements. All updates will be posted within the app and take effect immediately upon publication.
If you have any questions, concerns, or requests related to your personal data or this Privacy Policy, please contact us:
Email: service@okwamofinance.com